Privacy Policy

1. Introduction

brunoloschebibliothek ("we", "us", "our") provides AI-driven market analysis and risk management tools for independent investors. This Policy applies to all visitors, registered users, and subscribers of our website and associated dashboard (collectively, the "Service"). By using the Service, you acknowledge that you have read and understood this Policy.

2. Information We Collect

We may collect the following categories of information in connection with your use of the Service:

• Account information — name, email address, and login credentials provided during registration.
• Billing information — processed via third-party payment providers; we do not directly store full card details.
• Usage data — pages visited, features used, session duration, and interaction patterns within the dashboard.
• Technical data — IP address, browser type, device identifiers, and operating system, collected automatically.
• Communications — messages sent through contact forms, support channels, or email correspondence.

3. How We Use Your Information

Information collected is used for the following purposes:

• To provide, operate, and maintain the dashboard and analytical tools.
• To authenticate accounts and secure access to the Service.
• To process payments and manage subscriptions.
• To respond to inquiries and provide customer support.
• To analyze usage trends and improve the functionality of the Service.
• To send administrative communications, such as updates to this Policy or service notices.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal data, we rely on one or more of the following: performance of a contract with you, your consent, compliance with a legal obligation, or our legitimate interest in operating and improving the Service, balanced against your rights and freedoms.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to maintain session state, remember preferences, and gather aggregated usage statistics. You can control cookie behavior through your browser settings; disabling certain cookies may limit functionality of the dashboard.

6. Data Sharing and Disclosure

We do not sell personal information. We may share data with:

• Service providers who perform functions on our behalf, such as hosting, analytics, and payment processing.
• Professional advisors, including legal and financial consultants, where necessary.
• Regulatory or governmental authorities, where disclosure is required by law.
• A successor entity in the event of a merger, acquisition, or sale of assets.

7. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes described in this Policy, including satisfying legal, accounting, or reporting requirements. Account data is typically retained for the duration of your subscription and for a limited period thereafter, unless a longer retention period is required by law.

8. Data Security

We implement reasonable technical and organizational measures designed to protect personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict processing of your personal data, as well as the right to data portability and the right to object to certain processing activities. To exercise these rights, please contact us using the details provided on our Contact page.

10. International Data Transfers

If data is transferred across borders, we aim to ensure that appropriate safeguards are in place consistent with applicable data protection requirements. By using the Service, you acknowledge that your information may be processed outside of your country of residence.

11. Children's Privacy

The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. Third-Party Links

The Service may contain links to third-party websites or tools. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of any external sites you visit.

13. Changes to This Policy

We may update this Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Updated versions will be posted on this page with a revised effective date. Continued use of the Service after changes become effective constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via the details listed on our Contact page.